Best places to buy Bitcoin with credit card

We found 12 cryptocurrency marketplaces that accept payment with credit card.

Bitpanda

Country
Austria
Ease of Use
Excellent
Verification
< 1 Hour
Fees
Medium

Formerly known as Coinimal, Austrian broker Bitpanda is a popular European alternative to Coinbase offering many payment options to buy more established cryptocurrencies. The online video verification process takes a couple of minutes and requires a government-issued ID.

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$6,149.95

price for 1

Includes 1.49% buying or 1.29% selling fee. Additional rates for payment methods:

  €0
  ~ €2
    2%
  2%
  3.6%
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+2.3% more than best price

Bitstamp

Country
Luxembourg
Ease of Use
Average
Verification
> 1 Week
Fees
Low

BitStamp is the first licensed cryptocurrency exchange in the EU. Verification is usually completed within a few hours and requires the upload of an ID card and proof of residence.

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$6,032.32

price for 1

Includes trading fee of 0.25%. Depending on volume, the fee might be lower. Fees for payment methods:

  €0 (pay out: €0.90)
 

0.05% (minimum fee €7.50)
pay out: 0.09% (minimum fee €15.00)

  5%
  5%
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+0.4% more than best price

Coinbase

Country
United States
Ease of Use
Excellent
Verification
< 1 Hour
Fees
Medium

Coinbase is a digital asset broker headquartered in San Francisco, California. They broker exchanges of Bitcoin, Ethereum, Litecoin and other digital assets with fiat currencies in 32 countries, and bitcoin transactions and storage in 190 countries worldwide.

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$6,079.97

price for 1

Includes 1.49% fee. Additional fees for payment methods:

   €0 (pay out: €0.15)
    3.99%

 Fees vary slightly depending on our location.

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+1.2% more than best price

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What are credit cards and debit cards?

Credit cards offer a line of interest-free credit (loan) that is usually billed once a month. Credit cards are usually not connected to a personal bank account, but another bank or financial institution that issues the card. Debit cards, by contrast are always linked to a bank account and money is withdrawn from the account when a transaction occurs. The most popular credit card networks are MasterCard, VISA and American Express.

Why do not all exchanges accept credit card payments?

Credit cards exhibit some risks for merchants. Credit card payments can easily be disputed and charged-back which may result in a lot of hassle for the merchant. Furthermore, payments take up to a few days to settle during which the exchange or broker needs to prepay the cryptocurrency purchase with own funds or bank overdrafts.

Advantages of buying cryptocurrencies with credit card

In many cases, credit cards are the easiest and fastest way to buy Bitcoin, Ethereum and other cryptocurrencies. Exchanges and brokers transfer your coins to your account almost instantly after the payment was confirmed by Visa or Mastercard.

Disadvantages of buying cryptocurrencies with credit card

While cryptocurrency transactions are generally irreversible, credit card payments allow for a reversal of funds to the customer if a transaction is disputed and a chargeback requested. Hence, cryptocurrency brokers offer credit card payments at a surcharge.

Which cryptocurrencies can I buy with credit card?

With MasterCard and VISA you can buy the following cryptocurrencies: Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Ripple, Dash, Monero. Please check our exchange and broker detail pages to learn more.